It’s time to rethink your classic car insurance

“Set it and forget it” It’s a common mentality when it comes to car insurance: Once a policy is issued, people rarely reconsider their coverage until they have to file a claim. Unfortunately, many classic car owners find that their policies are missing critical coverage. Additionally, these car enthusiasts often spend more on their classic car policies than they need. That’s why it’s worth asking for a quote from collectible car insurance company OpenRoad.

In just five minutes, you can be on the road with an OpenRoad classic car policy that offers better coverage at a more affordable price than you currently pay. In fact, customers who turn to OpenRoad for collector car insurance report saving 20% ​​or more on their premiums while also receiving many new benefits tailored for car enthusiasts.

Excellent coverage

With OpenRoad, paying less doesn’t mean getting less. In addition to all the standard coverages you’d expect from a car insurance policy (comprehensive, collision, uninsured motorist, etc.), each OpenRoad policy also offers protection tailored for car collectors not available with traditional car insurance Compare the company. For example, OpenRoad’s Agreed Value policy guarantees that you’ll receive an insurance payout in the event of a total loss equal to the actual value of your classic car, rather than the depreciated value used by most insurance plans.

OpenRoad also has better coverage for minor damage. First, the company allows you to choose a shop of your choice for any repairs, so you can rest easy knowing your car is in the hands of mechanics you trust who specialize in classic and collector cars. Second, it will cover the cost of OEM parts, ensuring that fender benders don’t ruin the authenticity of your ride.

Additional benefits beyond accident compensation

OpenRoad policies are comprehensive and can even help prevent damage to your classic car in the first place. If a natural disaster occurs, such as a hurricane or wildfire, the company will cover the cost of getting your car out of harm’s way. This includes reimbursement of many of the out-of-pocket costs associated with moving and temporarily storing your car in a safe place.

OpenRoad’s coverage extends beyond the bumper of your classic car to include the tools and spare parts you store to maintain your vehicle. OpenRoad will even cover the cost of new car insurance if your car is stolen or vandalized.

Rapidly expand into new markets

To meet the growing demand for classic car insurance, OpenRoad is rapidly expanding its coverage in the United States. The company’s coverage has grown 300% since mid-2024 and now covers 13 states: Arizona, Arkansas, Illinois, Indiana, Louisiana, Minnesota, Missouri, New Mexico, Ohio , Oklahoma, Pennsylvania, Texas and Wisconsin. By the end of the year, residents of Michigan, West Virginia and Colorado will also be able to get the policy.

If you live outside the company’s current coverage area, be sure to sign up for OpenRoad’s newsletter so you’ll be notified as soon as a policy becomes available in your area. The company is rapidly expanding into new states every month.

Check out OpenRoad’s coverage options and get an instant quote in about five minutes.