A valid driver’s license is a legal requirement in Illinois and is critical to road safety. It proves your legal ability to drive and serves as a form of identification in many situations. Therefore, it is crucial to maintain a valid driving license to avoid legal problems and personal inconvenience.
In this article, our U.S. auto insurance team provides you with important information about what happens when your Illinois driver’s license expires, the renewal process, and the potential consequences of neglecting this important responsibility.
Consequences of driving with an expired license
In Illinois, driving with an expired license can result in severe legal penalties. Depending on the circumstances, these penalties typically include fines of up to $1,000 and possible arrest. Expired driver’s licenses are illegal under the Illinois Vehicle Code (625 ILCS 5/), reflecting the state’s strict stance on the issue.
If you are involved in a car accident while your license is expired, your insurance may deny coverage for the damage, leaving you on the hook for expensive repairs and medical bills. Your insurance rates may also increase because the insurance company may consider you a high-risk driver.
Illinois Drivers License Expiration Timetable
Driver’s licenses for Illinois residents generally expire every four years. However, the validity period is different for seniors; drivers aged 75 to 80 also have a four-year cycle, while drivers aged 81 to 86 must renew every two years. Drivers 87 and older need to renew annually.
Fortunately, Illinois offers a grace period that allows you to renew your expired license without having to retake the exam within one year of the expiration date. This is especially helpful for those who may have overlooked updates. However, it is still illegal to drive with an expired license during this period.
Renewal process
Renewing your Illinois driver’s license is easy. Eligible drivers can renew their license online. From June to September 2020, online renewal volume increased by 84% compared with the previous year. The process is simple and easy. You must meet certain requirements to be eligible for online renewal, such as a valid unlimited license. Verification on the official website can confirm your eligibility.
If you are not eligible to renew online, you may renew in person at any Secretary of State facility. You must bring required documentation, including your current driver’s license, identification and residency documents. In some cases, a vision test or other evaluation may be required to complete the renewal process.
If eligible, you can renew your driver’s license by phone or mail by following the instructions in your renewal notice. To renew by telephone, please call the Secretary of State’s telephone renewal system: 866-545-9607 and provide your renewal authorization number. For mail renewals, please follow the instructions in your renewal letter and send a complete application and payment.
Renewal fees and costs
Renewal fees in Illinois vary based on age and license type. As of 2023, the standard renewal fee for those ages 21 to 68 is $30. However, reduced rates are available for seniors: $5 for those 69 to 80, $2 for those 81 to 86, with free renewal at age 87 and older.
It is important to note that if you delay renewing your license, you may incur additional charges. Understanding these costs can help you plan accordingly and avoid unnecessary expenses.
special circumstances
Out-of-state residents and military personnel holding Illinois licenses may face challenges renewing their licenses. Fortunately, there are specific provisions for these situations, such as extensions and exceptions for military personnel.
Additionally, the COVID-19 pandemic has prompted temporary changes, including extending renewal deadlines and providing subsidies for drivers who were unable to renew during the height of the health crisis. For the latest updates, visit the Illinois Secretary of State’s website.
Tips for timely renewal
Some proactive steps can help you stay on track and avoid the stress and penalties that come with an expired license. Setting personal reminders through the mobile app, calendar, or Illinois DMV mobile app ensures you never miss a renewal date.
Save time using online services; if you must renew in person, plan accordingly to avoid long lines, especially during busy times. Thoughtful planning can make the process smooth and stress-free.
Impact on car insurance
If your driver’s license has expired, it may affect your car insurance. If you are caught driving with an expired license, your insurance may be deemed invalid and the insurance company may increase your rates due to the perceived increased risk.
For these reasons, informing your insurance company of your license status is critical to ensuring continued coverage. This proactive step can prevent costly complications.
Steps to take if your license has expired
If your driver’s license has expired, it is critical to quickly mitigate potential penalties. Start the renewal process immediately, whether online or at your local DMV office.
Some offices may offer expedited service for emergency renewals, which may incur additional charges. Always stay up to date on the latest options available to you from the Illinois Secretary of State.
Keeping your driver’s license updated: Steps for drivers
To avoid the risk of driving with an expired license, check your license expiration date regularly. Explore our US car insurance coverage options to ensure you get the best protection even during your driver’s license renewal period. Please call us at 773-286-3500 or get a quote online. Additionally, please consider signing up for license renewal reminders through available services. This can help you stay informed and prepared, ensuring your driving privileges are not disrupted.
Kindel Media The man who handed over his driving license to the police has obtained a Pexels license
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